Author name: pointonepromotions

Love and Money: Financial Planning Tips for Couples In any partnership, the bond is built on shared experiences, laughter, and mutual support. However, as many couples soon discover, the strongest of bonds can be tested by something far less romantic: bank statements. In 2026, with the rise of the digital economy and shifting lifestyle costs, […]

Emergency Funds: How Much Is Enough in Today’s Economy? In an era of market volatility and shifting employment trends, the concept of a financial safety net has moved from being a good idea to an absolute necessity. For many, the recent years have served as a wake-up call regarding how quickly economic conditions can change.

Is Your Money Losing Value? How to Protect Your Savings From 2026 Inflation Surges When you walk into a grocery store today, the bill likely looks very different than it did three years ago. Whether it is the price of fuel, pulses, or housing, the purchasing power of the Indian Rupee is constantly shifting. As

How to Start Investing in 2026: A Simple Beginner’s Guide That Anyone Can Follow The start of a new year often brings a desire for financial change. For many people in India, 2026 represents a year of balancing economic growth with the reality of rising costs. If you have been keeping your money in a

Smart Money Moves to Make Before 2025 Ends: A Year-End Financial Checklist As 2025 draws to a close, proactive financial planning ensures optimal tax efficiency, portfolio health, and readiness for the new year. For businesses and individuals served by accounting firms, this checklist outlines essential steps grounded in current regulations and best practices. Implementing these

The Millennial’s Retirement Plan – Why Your EPF, EPS, and PPF Are Not Enough If you’re a salaried millennial in India, chances are you already feel pretty sorted about your retirement. Every month, a portion of your salary quietly makes its way into the Employee Provident Fund (EPF) and Employee Pension Scheme (EPS). Maybe you

7 Regulatory Shifts That Will Redefine Crypto Finance in India in 2025 India’s crypto story is entering a new chapter. Until a few years ago, crypto in India was a grey zone. Investors worried the government might ban it outright. Businesses hesitated to build services without clear rules. But 2025 is proving to be a

Could AI-Powered Financial Coaching Replace Wealth Advisors? Imagine a young couple in Mumbai. They have good jobs in technology, are thinking about buying their first apartment, and want to start investing in their future children’s education. Or picture a retired professional in Chennai who wants to make sure her savings are enough to fund medical

8 Ways Shadow Banking Could Put India’s Financial Markets at Risk After the Pandemic Picture a small garment trader in Tiruppur. He is eager to rebuild after months of lockdown. His cash flows are uneven, so his local bank turns him down. A non-banking finance company steps in and offers a quick loan. This helps

6 Breakthrough Fintech Models Emerging from India Introduction: India’s New Financial Architecture India is experiencing one of the world’s most ambitious financial transformations. In just over a decade, the country has shifted from being largely cash-driven and underbanked to building a vibrant, digitally enabled financial ecosystem. This change rests on affordable smartphones, ultra-low data costs,